Licenses & Disclosures

Last Updated: September 5, 2024
Effective Date: September 5, 2024

At Dissolving Debt, LLC (“Dissolving Debt,” “we,” “us,” or “our”), transparency, legal compliance, and adherence to regulatory standards are integral to our business practices. This Licenses & Disclosures notice provides an overview of the licenses we maintain and the necessary disclosures required for the services we offer. By using our website or services, you acknowledge and agree to the following terms.

1. State Licenses

Dissolving Debt may be required to maintain state-specific licenses in connection with the services we provide, particularly if we facilitate debt settlement, financial relief, or other regulated financial services. Below is a list of states where we are authorized to conduct business and any applicable licensing information.

a. Debt Settlement Services

• Dissolving Debt, LLC is licensed or registered to provide debt settlement or financial relief services in the following states:
  • California: License #XXXXXXX
  • New York: License #XXXXXXX
  • Texas: License #XXXXXXX
  • [Add any other states where your business is licensed]

If you reside in a state not listed above, our services may not be available to you. Please contact us for further information regarding service availability in your state.

b. Business License

• Wyoming: Dissolving Debt, LLC is incorporated in the state of Wyoming under License #XXXXXXX, with its primary business address at 30 N Gould St Ste R, Sheridan, WY 82801, USA.
  
  

2. Federal and State Regulatory Disclosures

We are committed to complying with all applicable federal and state laws governing the financial services industry. The following disclosures are made in accordance with relevant regulations.

a. Federal Trade Commission (FTC) Disclosures

• Dissolving Debt adheres to the Federal Trade Commission Act to ensure that all advertising, marketing, and business practices are truthful, non-deceptive, and compliant with FTC guidelines. We do not guarantee specific results for debt settlement, financial services, or any third-party services.

b. Gramm-Leach-Bliley Act (GLBA)

• As a financial services provider, we are required to safeguard your sensitive personal information under the Gramm-Leach-Bliley Act (GLBA). Please review our Privacy Policy for details on how we protect your information.

c. Truth in Advertising

• All statements regarding our services, success rates, or outcomes are intended to provide accurate and truthful representations of the potential benefits of using our services. However, individual results may vary, and Dissolving Debt does not guarantee specific outcomes.

d. California Consumer Privacy Act (CCPA)

• If you are a resident of California, you are entitled to certain rights regarding your personal information. Please see our California Privacy Notice for more information about your rights and how we handle personal data.
  
  

3. Business Practices Disclosure

a. Lead Generation

• Dissolving Debt may generate leads for third-party service providers, including debt settlement firms, lenders, or financial institutions. In such cases, we may receive compensation for these referrals. However, we are not responsible for the actions or services provided by these third-party companies. Please ensure that you review the terms and conditions of any third-party service before engaging with them.

b. Affiliate Relationships

• We maintain affiliate relationships with certain service providers and financial institutions. As an affiliate, we may receive compensation when users engage with these third-party services through our website. We disclose any material connections or affiliate partnerships where applicable in accordance with FTC guidelines. Refer to our Advertising Disclosure for more information.
  
  

4. Third-Party Service Disclosures

Dissolving Debt partners with third-party service providers, such as lenders and debt settlement companies, to offer services to our users. The following disclosures apply to our relationships with these third-party providers:

a. No Endorsement

• While we work with reputable partners, Dissolving Debt does not endorse any specific third-party provider or guarantee the accuracy of the services provided. It is your responsibility to evaluate the terms and conditions of any third-party service before proceeding.

b. Consumer Responsibility

• As a user, it is your responsibility to ensure that the information you provide to third-party service providers is accurate and up-to-date. Dissolving Debt is not responsible for any incorrect information provided or the failure of third parties to fulfill their obligations.
  
  

5. Dispute Resolution and Legal Compliance

a. Arbitration Agreement

• By using our services, you agree to resolve any disputes through binding arbitration, as outlined in our Terms of Use. This provision applies to any claims arising from the use of our website, services, or third-party engagements.

b. Compliance with State and Federal Laws

• Dissolving Debt complies with all relevant federal and state laws, including but not limited to the Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), and Electronic Fund Transfer Act (EFTA).
  
  

6. Contact Information

For more information regarding our licenses, disclosures, or regulatory compliance, please contact us:

Dissolving Debt, LLC
30 N Gould St Ste R, Sheridan, WY 82801, USA
Email: info@dissolvingdebt.com
Phone: 1-888-257-2671